No one is standing in line to give you a paycheck for staying at home in bed asleep. We have all heard the phrase, "There's no such thing as a free lunch." It's a lot like that old adage about "pulling yourself up by your own bootstraps."

But there actually are some free things in life. Think about the tremendous opportunities that we have been given, the families into which we were born, the country in which we were born, our abilities and talents, our physical health -- the list goes on.

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